Home Loans

Your loan your way, not the banks way.

Working with many loan providers we can help tailor a home loan that’s right for you, and give you the information to make informed decisions about how you wish to control your finances.

We are accredited with many lenders. We can help tailor a home loan that’s right for you, and give you the information to make informed decisions about how you wish to control your finances. Your loan your way, not the banks way. The following are the different loan products:-

Standard Variable Loans

These are loans, where the interest rate can vary throughout the term of the loan. That is to say, the interest rate may go up or down during the loan term.

Fixed Rate Loans

These are loans where the borrower’s interest rate and repayments are fixed for a set period, usually from 1 to 10 years, and sometimes longer. These loans revert to the standard variable rate at the time the fixed rate period has expired, unless “rolled over” for another fixed rate term (at prevailing rates).

Line of Credit/Equity Loans

These loans allow borrowers to borrow upto a specified limit which is secured by a mortgage over the property. These loans provide access to funds, when required, upto the limit set. Normally, the minimum repayment required is the Interest Only. Some lenders, however, do require that principal reductions begin to be made after a certain period of time.